Search Results (201)

Securing online financial transactions has become a critical concern in an era where financial services are becoming more and more digital. The transition to digital platforms for conducting daily transactions exposed customers to possible risks from cybercriminals. This study proposed a framework that combines multi-factor authentication and machine learning to increase the safety of online financial transactions. Our methodology is based on using two layers of security. The first layer incorporates two factors to authenticate users. The second layer utilizes a machine learning component, which is triggered when the system detects a potential fraud. This machine learning layer employs facial recognition as a decisive authentication factor for further protection. To build the machine learning model, four supervised classifiers were tested: logistic regression, decision trees, random forest, and naive Bayes. The results showed that the accuracy of each classifier was 97.938%, 97.881%, 96.717%, and 92.354%, respectively. This study’s superiority is due to its methodology, which integrates machine learning as an embedded layer in a multi-factor authentication framework to address usability, efficacy, and the dynamic nature of various e-commerce platform features. With the evolving financial landscape, a continuous exploration of authentication factors and datasets to enhance and adapt security measures will be considered in future work. Full article

In the age of artificial intelligence (AI), technological progress is changing established workflows and enabling some basic routines to be updated. In dentistry, the patient’s face is a crucial part of treatment planning, although it has always been difficult to grasp in an analytical way. This review highlights the current digital advances that, thanks to AI tools, allow us to implement facial features beyond symmetry and proportionality and incorporate facial analysis into diagnosis and treatment planning in orthodontics. A Scopus literature search was conducted to identify the topics with the greatest research potential within digital orthodontics over the last five years. The most researched and cited topic was artificial intelligence and its applications in orthodontics. Apart from automated 2D or 3D cephalometric analysis, AI finds its application in facial analysis, decision-making algorithms as well as in the evaluation of treatment progress and retention. Together with AI, other digital advances are shaping the face of today’s orthodontics. Without any doubts, the era of “old” orthodontics is at its end, and modern, face-driven orthodontics is on the way to becoming a reality in modern orthodontic practices. Full article

Background: This article delves into an in-depth analysis of the statistically significant differences in AI support levels for project management between SMEs and large enterprises. The research was conducted based on a comprehensive survey encompassing a sample of 473 SMEs and large Slovenian enterprises. Methods: To validate the observed differences, statistical analysis, specifically the Mann–Whitney U test, was employed. Results: The results confirm the presence of statistically significant differences between SMEs and large enterprises across multiple dimensions of AI support in project management. Large enterprises exhibit on average a higher level of AI adoption across all five AI utilization dimensions. Specifically, large enterprises scored significantly higher (p < 0.05) in AI adopting strategies and in adopting AI technologies for project tasks and team creation. This study’s findings also underscored the significant differences (p < 0.05) between SMEs and large enterprises in their adoption and utilization of AI technologies for project management purposes. While large enterprises scored above 4 for several dimensions, with the highest average score assessed (mean value 4.46 on 1 to 5 scale) for the usage of predictive Analytics Tools to improve the work on the project, SMEs’ average levels, on the other hand, were all below 4. SMEs in particular may lag in incorporating AI into various project activities due to several factors such as resource constraints, limited access to AI expertise, or risk aversion. Conclusions: The results underscore the need for targeted strategies to enhance AI adoption in SMEs and leverage its benefits for successful project implementation and strengthen the company’s competitiveness. Full article

Binaural beats are a low-frequency form of acoustic stimulation that may be heard between 200 and 900 Hz and can help reduce anxiety as well as alter other psychological situations and states by affecting mood and cognitive function. However, prior research has only looked at the impact of binaural beats on state and trait anxiety using the STA-I scale; the level of anxiety has not yet been evaluated, and for the removal of artifacts the improper selection of wavelet parameters reduced the original signal energy. Hence, in this research, the level of anxiety when hearing binaural beats has been analyzed using a novel optimized wavelet transform in which optimized wavelet parameters are extracted from the EEG signal using the flower pollination algorithm, whereby artifacts are removed effectively from the EEG signal. Thus, EEG signals have five types of brainwaves in the existing models, which have not been analyzed optimally for brainwaves other than delta waves nor has the level of anxiety yet been analyzed using binaural beats. To overcome this, deep convolutional neural network (CNN)-based signal processing has been proposed. In this, deep features are extracted from optimized EEG signal parameters, which are precisely selected and adjusted to their most efficient values using the flower pollination algorithm, ensuring minimal signal energy reduction and artifact removal to maintain the integrity of the original EEG signal during analysis. These features provide the accurate classification of various levels of anxiety, which provides more accurate results for the effects of binaural beats on anxiety from brainwaves. Finally, the proposed model is implemented in the Python platform, and the obtained results demonstrate its efficacy. The proposed optimized wavelet transform using deep CNN-based signal processing outperforms existing techniques such as KNN, SVM, LDA, and Narrow-ANN, with a high accuracy of 0.99%, precision of 0.99%, recall of 0.99%, F1-score of 0.99%, specificity of 0.999%, and error rate of 0.01%. Thus, the optimized wavelet transform with a deep CNN can perform an effective decomposition of EEG data and extract deep features related to anxiety to analyze the effect of binaural beats on anxiety levels. Full article

In today’s complex economic environment, individuals and households alike grapple with the challenge of financial planning. This paper introduces novel methodologies for both individual and cooperative (household) financial budgeting. We firstly propose an optimization framework for individual budget allocation, aiming to maximize savings by efficiently distributing monthly income among various expense categories. We then extend this model to households, wherein the complexity of handling multiple incomes and shared expenses is addressed. The cooperative model prioritizes not only maximized savings but also the preferences and needs of each member, fostering a harmonious financial environment, whether they are short-term needs or long-term aspirations. A notable innovation in our approach is the integration of recommendations from a large language model (LLM). Given its vast training data and potent inferential capabilities, the LLM provides initial feasible solutions to our optimization problems, acting as a guiding beacon for individuals and households unfamiliar with the nuances of financial planning. Our preliminary results indicate that the LLM-recommended solutions result in budget plans that are both economically sound, meaning that they are consistent with established financial management principles and promote fiscal resilience and stability, and aligned with the financial goals and preferences of the concerned parties. This integration of AI-driven recommendations with econometric models, as an instantiation of an extended coevolutionary (EC) theory, paves the way for a new era in financial planning, making it more accessible and effective for a wider audience, as we propose an example of a new theory in economics where human behavior can be greatly influenced by AI agents. Full article

Scoring targets in shooting sports is a crucial and time-consuming task that relies on manually counting bullet holes. This paper introduces an automatic score detection model using object detection techniques. The study contributes to the field of computer vision by comparing the performance of seven models (belonging to two different architectural setups) and by making the dataset publicly available. Another value-added aspect is the inclusion of three variants of the object detection model, YOLOv8, recently released in 2023 (at the time of writing). Five of the used models are single-shot detectors, while two belong to the two-shot detectors category. The dataset was manually captured from the shooting range and expanded by generating more versatile data using Python code. Before the dataset was trained to develop models, it was resized (640 × 640) and augmented using Roboflow API. The trained models were then assessed on the test dataset, and their performance was compared using matrices like mAP50, mAP50-90, precision, and recall. The results showed that YOLOv8 models can detect multiple objects with good confidence scores. Among these models, YOLOv8m performed the best, with the highest mAP50 value of 96.7%, followed by the performance of YOLOv8s with the mAP50 value of 96.5%. It is suggested that if the system is to be implemented in a real-time environment, YOLOv8s is a better choice since it took significantly less inference time (2.3 ms) than YOLOv8m (5.7 ms) and yet generated a competitive mAP50 of 96.5%. Full article

Data science has become increasingly popular due to emerging technologies, including generative AI, big data, deep learning, etc. It can provide insights from data that are hard to determine from a human perspective. Data science in finance helps to provide more personal and safer experiences for customers and develop cutting-edge solutions for a company. This paper surveys the challenges and opportunities in applying data science to finance. It provides a state-of-the-art review of financial technologies, algorithmic trading, and fraud detection. Also, the paper identifies two research topics. One is how to use generative AI in algorithmic trading. The other is how to apply it to fraud detection. Last but not least, the paper discusses the challenges posed by generative AI, such as the ethical considerations, potential biases, and data security. Full article

In recent years, artificial intelligence (AI) has seen remarkable advancements, stretching the limits of what is possible and opening up new frontiers. This comparative review investigates the evolving landscape of AI advancements, providing a thorough exploration of innovative techniques that have shaped the field. Beginning with the fundamentals of AI, including traditional machine learning and the transition to data-driven approaches, the narrative progresses through core AI techniques such as reinforcement learning, generative adversarial networks, transfer learning, and neuroevolution. The significance of explainable AI (XAI) is emphasized in this review, which also explores the intersection of quantum computing and AI. The review delves into the potential transformative effects of quantum technologies on AI advancements and highlights the challenges associated with their integration. Ethical considerations in AI, including discussions on bias, fairness, transparency, and regulatory frameworks, are also addressed. This review aims to contribute to a deeper understanding of the rapidly evolving field of AI. Reinforcement learning, generative adversarial networks, and transfer learning lead AI research, with a growing emphasis on transparency. Neuroevolution and quantum AI, though less studied, show potential for future developments. Full article

Air pollution is a paramount issue, influenced by a combination of natural and anthropogenic sources, various diffusion modes, and profound repercussions for the environment and human health. Herein, the power of time series data becomes evident, as it proves indispensable for capturing pollutant concentrations over time. These data unveil critical insights, including trends, seasonal and cyclical patterns, and the crucial property of stationarity. Brescia, a town located in Northern Italy, faces the pressing challenge of air pollution. To enhance its status as a smart city and address this concern effectively, statistical methods employed in time series analysis play a pivotal role. This article is dedicated to examining how ARIMA and LSTM models can empower Brescia as a smart city by fitting and forecasting specific pollution forms. These models have established themselves as effective tools for predicting future pollution levels. Notably, the intricate nature of the phenomena becomes apparent through the high variability of particulate matter. Even during extraordinary events like the COVID-19 lockdown, where substantial reductions in emissions were observed, the analysis revealed that this reduction did not proportionally decrease PM${}_{2.5}$ and PM${}_{10}$ concentrations. This underscores the complex nature of the issue and the need for advanced data-driven solutions to make Brescia a truly smart city. Full article

Human monitoring systems are already utilized in various fields like assisted living, healthcare or sport and fitness. They are able to support in everyday life or act as a pre-warning system. We developed a system to monitor the ascent of a sport climber. It is integrated in a belay device. This paper presents the first time series analysis regarding the fall of a climber utilizing such a system. A Convolutional Neural Network handles the feature engineering part of the sensor information as well as the classification of the task at hand. In this way, the time is implicitly considered by the network. An analysis regarding the size of the time window was carried out with a focus on exploring the respective results. The neural network models were then tested against an already-existing principle based on a mechanical mechanism. We show that the size of the time window is a decisive factor in a time critical system. Depending on the size of the window, the mechanical principle was able to outperform the neural network. Nevertheless, most of our models outperformed the basic principle and returned promising results in predicting the fall of a climber within up to $91.8$ ms. Full article

Radial basis function networks are widely used in a multitude of applications in various scientific areas in both classification and data fitting problems. These networks deal with the above problems by adjusting their parameters through various optimization techniques. However, an important issue to address is the need to locate a satisfactory interval for the parameters of a network before adjusting these parameters. This paper proposes a two-stage method. In the first stage, via the incorporation of grammatical evolution, rules are generated to create the optimal value interval of the network parameters. During the second stage of the technique, the mentioned parameters are fine-tuned with a genetic algorithm. The current work was tested on a number of datasets from the recent literature and found to reduce the classification or data fitting error by over 40% on most datasets. In addition, the proposed method appears in the experiments to be robust, as the fluctuation of the number of network parameters does not significantly affect its performance. Full article

Globally, over 17 million people annually die from cardiovascular diseases, with heart disease being the leading cause of mortality in the United States. The ever-increasing volume of data related to heart disease opens up possibilities for employing machine learning (ML) techniques in diagnosing and predicting heart conditions. While applying ML demands a certain level of computer science expertise—often a barrier for healthcare professionals—automated machine learning (AutoML) tools significantly lower this barrier. They enable users to construct the most effective ML models without in-depth technical knowledge. Despite their potential, there has been a lack of research comparing the performance of different AutoML tools on heart disease data. Addressing this gap, our study evaluates three AutoML tools—PyCaret, AutoGluon, and AutoKeras—against three datasets (Cleveland, Hungarian, and a combined dataset). To evaluate the efficacy of AutoML against conventional machine learning methodologies, we crafted ten machine learning models using the standard practices of exploratory data analysis (EDA), data cleansing, feature engineering, and others, utilizing the sklearn library. Our toolkit included an array of models—logistic regression, support vector machines, decision trees, random forest, and various ensemble models. Employing 5-fold cross-validation, these traditionally developed models demonstrated accuracy rates spanning from 55% to 60%. This performance is markedly inferior to that of AutoML tools, indicating the latter’s superior capability in generating predictive models. Among AutoML tools, AutoGluon emerged as the superior tool, consistently achieving accuracy rates between 78% and 86% across the datasets. PyCaret’s performance varied, with accuracy rates from 65% to 83%, indicating a dependency on the nature of the dataset. AutoKeras showed the most fluctuation in performance, with accuracies ranging from 54% to 83%. Our findings suggest that AutoML tools can simplify the generation of robust ML models that potentially surpass those crafted through traditional ML methodologies. However, we must also consider the limitations of AutoML tools and explore strategies to overcome them. The successful deployment of high-performance ML models designed via AutoML could revolutionize the treatment and prevention of heart disease globally, significantly impacting patient care. Full article

This essay argues that the popular misrepresentation of the nature of AI has important consequences concerning how we view the need for regulations. Considering AI as something that exists in itself, rather than as a set of cognitive technologies whose characteristics—physical, cognitive, and systemic—are quite different from ours (and that, at times, differ widely among the technologies) leads to inefficient approaches to regulation. This paper aims at helping the practitioners of responsible AI to address the way in which the technical aspects of the tools they are developing and promoting directly have important social and political consequences. Full article

The advent of Artificial Intelligence (AI) has in just a few years supplied multiple areas of knowledge, including in the medical and scientific fields. An increasing number of AI-based applications have been developed, among which conversational AI has emerged. Regarding the latter, ChatGPT has risen to the headlines, scientific and otherwise, for its distinct propensity to simulate a ‘real’ discussion with its interlocutor, based on appropriate prompts. Although several clinical studies using ChatGPT have already been published in the literature, very little has yet been written about its potential application in human pathology. We conduct a systematic review following the Preferred Reporting Items for Systematic Reviews and Meta-Analyses (PRISMA) guidelines, using PubMed, Scopus and the Web of Science (WoS) as databases, with the following keywords: ChatGPT OR Chat GPT, in combination with each of the following: pathology, diagnostic pathology, anatomic pathology, before 31 July 2023. A total of 103 records were initially identified in the literature search, of which 19 were duplicates. After screening for eligibility and inclusion criteria, only five publications were ultimately included. The majority of publications were original articles (n = 2), followed by a case report (n = 1), letter to the editor (n = 1) and review (n = 1). Furthermore, we performed a ‘query session’ with ChatGPT regarding pathologies such as pigmented skin lesions, malignant melanoma and variants, Gleason’s score of prostate adenocarcinoma, differential diagnosis between germ cell tumors and high grade serous carcinoma of the ovary, pleural mesothelioma and pediatric diffuse midline glioma. Although the premises are exciting and ChatGPT is able to co-advise the pathologist in providing large amounts of scientific data for use in routine microscopic diagnostic practice, there are many limitations (such as data of training, amount of data available, ‘hallucination’ phenomena) that need to be addressed and resolved, with the caveat that an AI-driven system should always provide support and never a decision-making motive during the histopathological diagnostic process. Full article

Early detection and efficient management practices to control Tuta absoluta (Meyrick) infestation is crucial for safeguarding tomato production yield and minimizing economic losses. This study investigates the detection of T. absoluta infestation on tomato plants using object detection models combined with ensemble techniques. Additionally, this study highlights the importance of utilizing a dataset captured in real settings in open-field and greenhouse environments to address the complexity of real-life challenges in object detection of plant health scenarios. The effectiveness of deep-learning-based models, including Faster R-CNN and RetinaNet, was evaluated in terms of detecting T. absoluta damage. The initial model evaluations revealed diminishing performance levels across various model configurations, including different backbones and heads. To enhance detection predictions and improve mean Average Precision (mAP) scores, ensemble techniques were applied such as Non-Maximum Suppression (NMS), Soft Non-Maximum Suppression (Soft NMS), Non-Maximum Weighted (NMW), and Weighted Boxes Fusion (WBF). The outcomes shown that the WBF technique significantly improved the mAP scores, resulting in a 20% improvement from 0.58 (max mAP from individual models) to 0.70. The results of this study contribute to the field of agricultural pest detection by emphasizing the potential of deep learning and ensemble techniques in improving the accuracy and reliability of object detection models. Full article